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If you drive a car

If you drive a car in Sarasota, Manatee or Charlotte counties in Florida, having the right type of car insurance is very important. Unfortunately, car accidents are very common in Florida, which is why purchasing collision coverage is very important. This type of insurance coverage protects your vehicle should you get into an accident with another driver. Even minor accidents can result in thousands of dollars worth of damage to your vehicle. If you don’t have the right coverage, you could end up having to pay the repair bills on your own.

It’s also a good idea to take comprehensive coverage for your car. This coverage helps pay for damage that wasn’t caused by a collision. It covers damages due to theft, vandalism, fire, natural disasters and hitting an animal that has strayed onto the road. If you lease or finance your car, you usually have to take comprehensive coverage for it.

Get in touch with Alliance Insurance today to get a free car insurance quote. If you’re a homeowner, we

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If you drive a car

If you drive a car in Sarasota, Manatee or Charlotte counties in Florida, having the right type of car insurance is very important. Unfortunately, car accidents are very common in Florida, which is why purchasing collision coverage is very important. This type of insurance coverage protects your vehicle should you get into an accident with another driver. Even minor accidents can result in thousands of dollars worth of damage to your vehicle. If you don’t have the right coverage, you could end up having to pay the repair bills on your own.

It’s also a good idea to take comprehensive coverage for your car. This coverage helps pay for damage that wasn’t caused by a collision. It covers damages due to theft, vandalism, fire, natural disasters and hitting an animal that has strayed onto the road. If you lease or finance your car, you usually have to take comprehensive coverage for it.

Get in touch with Alliance Insurance today to get a free car insurance quote. If you’re a homeowner, we

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Alliance Insurance

Alliance Insurance
When you own a home and/or a business, you need to make sure they are insured against all possible perils, so that you protect your investment. Home insurance can protect your home and various forms of insurance can protect your business. However, those policies may not be enough.

In Florida, of course, your biggest risks are hurricanes and flooding. Peak hurricane season has begun, so it’s important to check your homeowners and business policies to see what coverage you have for hurricane damage. Many policies may exclude hurricane coverage, especially for wind damage, or require you to purchase a rider.

One thing neither home insurance nor business insurance cover is flooding. That requires you to have a private flood insurance policy. This is a good idea for people in Charlotte, Manatee and Sarasota counties, even if you aren’t in a designated flood zone.

For all your insurance needs, Alliance Insurance is the company that can help. Give us a call or check out

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Alliance Insurance

Alliance Insurance
When you own a home and/or a business, you need to make sure they are insured against all possible perils, so that you protect your investment. Home insurance can protect your home and various forms of insurance can protect your business. However, those policies may not be enough.

In Florida, of course, your biggest risks are hurricanes and flooding. Peak hurricane season has begun, so it’s important to check your homeowners and business policies to see what coverage you have for hurricane damage. Many policies may exclude hurricane coverage, especially for wind damage, or require you to purchase a rider.

One thing neither home insurance nor business insurance cover is flooding. That requires you to have a private flood insurance policy. This is a good idea for people in Charlotte, Manatee and Sarasota counties, even if you aren’t in a designated flood zone.

For all your insurance needs, Alliance Insurance is the company that can help. Give us a call or check out

Read More

Alliance Insurance

Alliance Insurance
When you own a home and/or a business, you need to make sure they are insured against all possible perils, so that you protect your investment. Home insurance can protect your home and various forms of insurance can protect your business. However, those policies may not be enough.

In Florida, of course, your biggest risks are hurricanes and flooding. Peak hurricane season has begun, so it’s important to check your homeowners and business policies to see what coverage you have for hurricane damage. Many policies may exclude hurricane coverage, especially for wind damage, or require you to purchase a rider.

One thing neither home insurance nor business insurance cover is flooding. That requires you to have a private flood insurance policy. This is a good idea for people in Charlotte, Manatee and Sarasota counties, even if you aren’t in a designated flood zone.

For all your insurance needs, Alliance Insurance is the company that can help. Give us a call or check out

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We’re early in the hurricane season, so there is still time to make sure you have both your home and business prepared for the potential of storms. Here are some of the things you can do.

Check to see that you are prepared for a storm. Do you have an emergency kit ready and a place to go? Is the generator at your place of business gassed up and in good shape? You don’t want to find out you have failed to plan after a hurricane hits.

Make sure to go over your home insurance and your business insurance to see what your hurricane coverage is and what changes your insurer may have made. The last thing you want to see happen is to get hit by a storm and then find out you aren’t covered for some of the damage.

If you do need to make changes in your insurance or boost your coverage levels, let Alliance Insurance help. We are your Sarasota insurance specialists and we also serve customers in Manatee and Charlotte counties as well. Call us today or visit our website: www.alliancesrq.com.

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Lower Home Insurance Costs With a Wind Mitigation Inspection
Wind mitigation features are features that help homes resist damage caused by heavy winds and rain. In Florida, hurricanes are a leading cause of structural damage to homes. Fortunately for homeowners, a wind mitigation inspection can save insurance customers hundreds of dollars on home insurance policies every year. Florida law requires that insurers provide special discounts and incentives for homes that are built with special constructions meant to lessen wind damage. By having and filing a wind mitigation report with an insurance company, owners may save money on their insurance premiums.

To learn more about wind mitigation inspections, discounts and reports, please do not hesitate to contact our office at 941-921-6000. Our Alliance agents are happy to answer any questions regarding wind mitigation inspections.

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If you own a home, you need to have home insurance to protect yourself against damage from weather, fire and other causes. But one thing to keep in mind is that home insurance rarely covers damage from flooding. For that, you need a separate flood policy.

The Federal Emergency Management Agency recently updated its flood maps, and many areas that were previously not considered a flood risk now are. Of course, those who live in Florida know flooding can hit anywhere, but it’s especially important for those who live in Charlotte, Manatee and Sarasota counties to check the updated FEMA maps to see if it has changed what your requirement for having flood insurance. If your home is now in a flood zone, you may be required to carry flood insurance.

Whether you need a flood policy or just want to look at your options for home insurance, the experts at Alliance Insurance can help. Give us a call or check out our website, alliancesrq.com.

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When a storm hits Florida’s coast, it can cause thousands of dollars worth of damage to your home. Your home insurance may pay for some of the repairs, but in certain cases, strong winds will exceed the classifications outlined in your policy. For these instances, you need wind coverage, which is a standalone policy that…

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Protect What’s Yours with Home Insurance Everything inside your home has value. Some items are more important to you than others, which is why you need to do your best to protect them. A home insurance policy will not only protect your home but also everything inside of it. Consider your toys and hobbies. Boats,…

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