Business owners in Florida face numerous risks through normal business activities. All types of business owners face liability risks in various ways. For example, an HVAC contractor may be sued if he damages a customer’s property through the course of regular work activities. A restaurant owner may be held accountable if the restaurant serves tainted food that results in illness or worse. These are only a few of many examples of liability risk that businesses owners face through regular operations. Business liability insurance is available to protect you against financial loss related to these and other situations.
Business liability insurance in Florida is similar to the liability coverage on a home insurance policy. If you face liability related to property hazards, poor service or something else, you may be sued for damages. Liability insurance may provide you with financial support to pay for legal expenses as well as fines and penalties that you are required to pay. Without coverage, your business may need to pay these large expenses on its own. This can be financially devastating for many businesses. We provide business insurance to Florida business owners, and we are available to answer your questions about coverage options today.